Most people put off estate planning because they think it takes months, costs a fortune, and buries them in legal paperwork. None of that is true here. Three steps. One partner. Done right.
Built for what's next — and who comes next.
One conversation.
We ask the questions — about your family, your wishes, what you want protected. You just answer. No homework. No legal jargon.
We design it — with licensed estate attorneys.
The right trust for your situation, beneficiary coordination, asset titling, and a pour-over will so nothing slips through the cracks. You review it in plain English.
We finish it together.
We don't hand you documents and disappear. We make sure your trust is funded, your accounts are titled, and your plan actually works. Not just written — executed.
Your part is a conversation and a review — a few focused steps, not a months-long ordeal.
"It takes months to set up a proper estate plan."
Most plans are complete in weeks. Step 1 is one conversation. Step 2 is design. Step 3 is execution — we finish it together. Not months. Not a marathon. A few focused conversations.
"It's going to cost me a fortune."
Compare it to the alternative: probate. A court-supervised, public process that ties up your estate for months and hands your family legal costs at the worst possible time. A plan costs a fraction of what no plan costs.
"I wouldn't even know where to start."
You don't have to. We ask the questions — about your family, your wishes, what you want protected. You just answer. No homework, no legal jargon, no prerequisites. One conversation is the entire starting line.
"A trust without funded assets is a $2,500 piece of paper. We make sure it's a working machine."
Same family. Same assets. Same wishes. The only difference is the work that was done — or wasn't.
(Probate)
(Smart Life)
How long until your family receives anything?
✗6–12 months of court proceedings
✓Weeks — not months
Who's in charge?
✗A probate judge
✓Your chosen trustee
Is your estate public record?
✗Yes — inventory is searchable
✓No — trust contents stay private
Are your retirement accounts coordinated?
✗IRA beneficiary forms may be outdated
✓Beneficiary forms aligned with trust strategy
What happens to your IRA for heirs?
✗Forced 10-year distribution under SECURE Act
✓Coordinated to minimize tax drag on heirs
Does the plan actually work when needed?
✗Only if assets were properly titled — often they aren't
✓Funded and executed — we make sure it works
The difference isn't paperwork. It's whether your family is protected — or processed.
$3M
Minnesota estate tax exemption per person — unchanged since 2020
$15M
Federal estate tax exemption per person ($30M married) with portability
Federally, when one spouse dies, the survivor inherits the unused exemption — so a married couple can shield up to $30 million together.
In Minnesota, an unused exemption simply evaporates. It can't be transferred. So when a spouse leaves everything to the survivor, the first $3 million Minnesota exemption is wasted.
Estates above the exemption pay Minnesota between 13% and 16% — even when they owe the IRS absolutely nothing.
First spouse dies, leaves everything to survivor. No tax due — unlimited spousal transfer. Feels simple. Feels safe.
The first spouse's $3M Minnesota exemption vanishes — unused and non-transferable.
Survivor now holds the full $6M with only one $3M exemption.
When the survivor passes, roughly $3M is exposed to Minnesota's 13–16% estate tax.
Roughly $390,000 paid by your kids.
Federal tax owed by this family: $0. Minnesota doesn't care.
The fix: trust planning that preserves both spouses' exemptions — sheltering up to $6M from Minnesota entirely. Same family, same wishes, roughly $390,000 apart.
No homework. No legal jargon. No prerequisites. Just one conversation — and your family is protected for good.
Book Your ConversationOr call us: (952) 592-3900
Ready to protect your family's future?